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~ Cash Buyer of Property Midlands ~ Sell My House West Midlands ~ Financial Difficulties Midlands ~ Stop Repossessions West Midlands ~ Sell and Rent Back West Midlands ~ Financial Difficulties West Midlands ~ Stop Repossessions Midlands ~ Buy my House West Midlands ~ Fast Cash House Purchase ~ Cash Buyer of Property West Midlands ~
Financial Difficulties
0845 2631891 (Local Rate Call)
Britain has never before seen such a massive rise in credit. Leaflets drop through our letter boxes every day offering us more and more credit. We are being actively encouraged to get into debt - credit cards with 0% balance transfers, car loans at 0% for 2 years, 'Buy Now Pay Later' on everything from a TV to a holiday home in the sun - but eventually those loans have to be paid back. Coupled with the rise in interest rates, job uncertainties and price increases on everything from bread to petrol, people are relying more and more on credit to merely survive. More and more people are taking the attitude 'Live for today and things may be different tomorrow', but when tomorrow comes nothing has changed except the amount of debt you have is for ever increasing.
This is what is known as the Debt Cycle or Debt Trap.
Do you recognise this?:
You borrow to buy a new car because your old one just failed it's MOT, you use your credit card to fix the central heating that has just broken down in the middle of winter, you get a small loan, just to 'Tide You Over' and then the main earner in the home loses their overtime or worse still they are laid off - You draw cash on your credit card to pay your car loan, you draw more cash on your credit card to pay your bank loan and then the credit card bill needs paying - Where does the money come from now? You are well and truly in the Debt Trap!
You then watch the TV and see many adverts offering you a way out by consolidating all your loans into one and then securing it against your property. On the face of it, this looks the best way out, but STOP and look at the pitfalls. Your new agreement will have to be paid on time over a period of anything from 5 - 25 years, if you are late (even a day late) this will show on your credit file. If you miss a payment your home could be at risk because you have secured the new borrowing against your property - this is what is known as a Second Charge, and the lender could force you to sell your property to pay off your loan plus any other charges that they may wish to add (always read the small print).
HOW CAN WE HELP?
You can agree to sell your property to Fast Cash House Purchase and the sale could be completed within 28 days,or a time scale structured to suit YOUR needs. Contracts can be exchanged within 7 days.
We can even notify your existing creditors of the agreed sale and negotiate reduced settlement fees with them - Sometimes this can be as little as 10% of the existing debt, for unsecured borrowing i.e Credit Cards/Loans etc., that are not secured against your property. Secured loans are much more difficult to negotiate, however, dependant on the total amount secured against the property, professional negotiators like ourselves can sometimes move mountains.
You can also take advantage of our 'Sell & Rent-Back Scheme' which means that you can stay in your own home and not have the upheaval of finding new accommodation. The only people that will know of any change is you and us, to the rest of the world, nothing has changed.
We also offer a 'Buy-Back Scheme' You can have the option to purchase your property back from Fast Cash House Purchase at a pre-agreed price within a time frame of 2 - 5 years, allowing you time to re-establish your financial status.
We always strive to find a solution to your property-sale needs
~ Cash Buyer of Property Midlands ~ Sell My House West Midlands ~ Financial Difficulties Midlands ~ Stop Repossessions West Midlands ~ Sell and Rent Back West Midlands ~ Financial Difficulties West Midlands ~ Stop Repossessions Midlands ~ Buy my House West Midlands ~ Fast Cash House Purchase ~ Cash Buyer of Property West Midlands ~
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